Comments on: How do I go to the doctor without my insurance card? http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card Health Insurance Answers Sat, 29 Nov 2008 13:56:53 +0000 hourly 1 By: zippythejessi http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-117 zippythejessi Wed, 26 Nov 2008 03:24:38 +0000 http://besthealthinsuranceblog.org/ps/31#comment-117 If your insurance is valid, and your doctor's office has internet access, they should be able to view your info using your social security number. (You can also do that search yourself and bring them the info.) If that's not possible, then call the insurance company and ask when the card will be issued, and if they can not provide you with a satisfactory answer (such as "it was mailed on 12/8/06" or something to that effect.) then call your HR person and have them complain to the insurance company - because you guys are paying them, your opinion means more than the providers of service who are trying to get paid by them. (And if an entire company is PO'ed, that's a big problem for the insurance!!) If the card was mailed and you just haven't gotten yet, explain this to the doctor's office, and tell them you'll bring them the card as soon as you receive it. You may have to sign a waiver stating that if you don't bring the card within a predetermined amount of time, you have to pay the bill, but that's okay. Don't pay up front if you have insurance. (My office tells patients they need to bring us the insurance info within 2 weeks or they're responsible for the bill. Nine times out of ten, we get that insurance info within 5 days.) If your insurance is valid, and your doctor’s office has internet access, they should be able to view your info using your social security number. (You can also do that search yourself and bring them the info.)

If that’s not possible, then call the insurance company and ask when the card will be issued, and if they can not provide you with a satisfactory answer (such as “it was mailed on 12/8/06″ or something to that effect.) then call your HR person and have them complain to the insurance company – because you guys are paying them, your opinion means more than the providers of service who are trying to get paid by them. (And if an entire company is PO’ed, that’s a big problem for the insurance!!)

If the card was mailed and you just haven’t gotten yet, explain this to the doctor’s office, and tell them you’ll bring them the card as soon as you receive it. You may have to sign a waiver stating that if you don’t bring the card within a predetermined amount of time, you have to pay the bill, but that’s okay. Don’t pay up front if you have insurance. (My office tells patients they need to bring us the insurance info within 2 weeks or they’re responsible for the bill. Nine times out of ten, we get that insurance info within 5 days.)

]]> By: mbrcatz17 http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-116 mbrcatz17 Sat, 22 Nov 2008 18:28:18 +0000 http://besthealthinsuranceblog.org/ps/31#comment-116 Sometimes the doctor's office can call the insurance carrier and confirm that you are covered, even if you don't have the card yet. Sometimes the doctor’s office can call the insurance carrier and confirm that you are covered, even if you don’t have the card yet.

]]> By: Phoenix http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-115 Phoenix Thu, 20 Nov 2008 01:22:55 +0000 http://besthealthinsuranceblog.org/ps/31#comment-115 The doctor's office will need your insurance information, especially if this is your first visit. Have your insurance fax you a form to take to the doctor in lieu of your card (or send it to the doc's office). You can also pay for the visit yourself and later submit it to the insurance company. The doctor’s office will need your insurance information, especially if this is your first visit. Have your insurance fax you a form to take to the doctor in lieu of your card (or send it to the doc’s office).

You can also pay for the visit yourself and later submit it to the insurance company.

]]> By: Kelly J http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-114 Kelly J Wed, 19 Nov 2008 07:51:36 +0000 http://besthealthinsuranceblog.org/ps/31#comment-114 you can call the insurance company and get proof of coverage. Or you can let the MD's office bill you and then you can submit to the insurance yourself or have the MD's office submit at a later date for you you can call the insurance company and get proof of coverage. Or you can let the MD’s office bill you and then you can submit to the insurance yourself or have the MD’s office submit at a later date for you

]]> By: nikk_knak http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-113 nikk_knak Mon, 17 Nov 2008 02:15:33 +0000 http://besthealthinsuranceblog.org/ps/31#comment-113 Just call the insurance company, and get a faxed copy of your info. they will give your your subscriber id and group number. you can also check to see if your insurance company has a website, if they do you might be able to get a print out of your benefits off there. Just call the insurance company, and get a faxed copy of your info. they will give your your subscriber id and group number.
you can also check to see if your insurance company has a website, if they do you might be able to get a print out of your benefits off there.

]]> By: mcgang@sbcglobal.net http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-112 mcgang@sbcglobal.net Sun, 16 Nov 2008 00:53:28 +0000 http://besthealthinsuranceblog.org/ps/31#comment-112 As soon as your in the insurance system a doctors office can confirm coverage by calling the insurance company with your birth date and social security number. But your employer has to process the information first - if they have to mail the information it may take a few weeks, if they are on-line and do the processing themselves it should it only take 24 hours from the time they enter your data. As soon as your in the insurance system a doctors office can confirm coverage by calling the insurance company with your birth date and social security number. But your employer has to process the information first – if they have to mail the information it may take a few weeks, if they are on-line and do the processing themselves it should it only take 24 hours from the time they enter your data.

]]> By: SCHLANGEMANN http://besthealthinsuranceblog.org/ps/how-do-i-go-to-the-doctor-without-my-insurance-card/comment-page-1#comment-111 SCHLANGEMANN Thu, 13 Nov 2008 09:48:48 +0000 http://besthealthinsuranceblog.org/ps/31#comment-111 You don't really need a card. Call your insurance carrier and find out your member ID, policy number, group number, and whatever relevant information you may need. What you can also do is go the the doctor and have him/her bill you later. You then submit a claim with your bill to your insurance carrier and they will reimburse the doctor. You don’t really need a card. Call your insurance carrier and find out your member ID, policy number, group number, and whatever relevant information you may need. What you can also do is go the the doctor and have him/her bill you later. You then submit a claim with your bill to your insurance carrier and they will reimburse the doctor.

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