What do i do with no insurance? when i go to the doctor and no insurance?

tiger1984l asked:


i work at mcdonalds part time, and have no insurance or health benefits, how do i get insurance to pay for doctors visits? How can i afford health insurance or where do i apply 4 health insurance?

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{ 9 comments… read them below or add one }

Jizackie November 17, 2008 at 1:48 am

A lot of counties/states offer free health clinics for those that cannot afford health insurance (in some places even dental). Try going to your county office or website and check to see what they offer. For awhile I didn’t have health insurance and was able to get check ups (there was a cost but it was based on how much I earned my last two paystubs and was like $10). I also had to go to the emergency room once when I was incredibly ill. If you go to the hospital afterwards (don’t call show up in person), and talk to someone there, they will cut you some slack and in most cases a lot of slack and reduce your bill dramatically. Also there are charities that cover emergency room visits for those who don’t have healthcare.

kudo452 November 18, 2008 at 7:16 am

That’s a good reason bussiness enjoys keeping people part time…Under a certain amount of hours.
Anyway,,,,,,
If your not makeing enough money, such as in your case,,,Check out
“Medical!”
They base what you have to pay on what you make.
And if your not makeing anything, your suppose to get it.
It might be easier if you an imigrant
But,,,Give it a try!

oldster November 19, 2008 at 9:10 am

Rack up bills
go into debt.
Welcome all illegal aliens to the U.S.of A.
Sorry, you are SOL!

mbrcatz17 November 21, 2008 at 10:23 pm

OK, how do I get you to come to my house and clean it top to bottom, for no money?

Insurance companies aren’t going to pay a bill if you don’t buy their policy. Car dealers aren’t going to hand you a brand new car, just because you ask. You have to buy it.

I’d strongly suggest you find an additional job. UPS provides health insurance for their part time workers, and the shift wouldn’t clash with your McDonalds work.

Part time fast food jobs aren’t INTENDED to pay a living wage. You have to improve yourself, make yourself marketable, and get a REAL job.

hi k November 23, 2008 at 12:37 am

Contact the agent

insuranceguytx November 24, 2008 at 1:49 am

You go to the doctor. The doctor treats you. The doctor sends a bill to you. You pay the bill.

Of you talk to an insurance agent and buy a policy that covers doctors visits & treatment.

talisman2 November 26, 2008 at 11:07 am

You can get an affordable discount plan from It’ll save you a lot of money at the doctor and includes free dental, vision, prescription, and chiropractic plans.

cgarcia November 26, 2008 at 2:20 pm

consider this alternative it works just as well as insurance. it’s called Ameriplan Health. With this program there’s no waiting period, No preauthorization for treatment required, no exclusions on lab procedures, no paperwork, instant savings, all specialists included, all ongoing medical problems are accepted, cosmetic surgery included, mental health services included, ancillary services included, no age limit, you can change physicians and you also
get Dental, Vision, Prescription and Chiropractic care all for less than $50.
This will really save you a lot. For more details go to:… or email if you have any questions.

Quixotic November 29, 2008 at 6:56 am

To your second question, you pay, fee for service. The doctor will charge you for the visit (like they used to do in the 1800s). This is a very good deal, if, and only if, you are healthy.

As for affording health insurance on a part time fast food salary, that is very difficult. Some states have subsidized insurance for low income workers.

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