Comments on: What type of health insurance covers everything from a bug bite to brain surgery? http://besthealthinsuranceblog.org/ps/what-type-of-health-insurance-covers-everything-from-a-bug-bite-to-brain-surgery Health Insurance Answers Sat, 29 Nov 2008 13:56:53 +0000 hourly 1 By: Health Blogger http://besthealthinsuranceblog.org/ps/what-type-of-health-insurance-covers-everything-from-a-bug-bite-to-brain-surgery/comment-page-1#comment-16 Health Blogger Sun, 23 Nov 2008 18:22:33 +0000 http://besthealthinsuranceblog.org/ps/8#comment-16 Sorry, but individual insurance, by it's nature, takes into account that YOU are the risk factor, and not a pool of people. Therefore, ALL individual carriers, whether it's Blue Cross or Unicare, has pages long lists of what is NOT covered by their plan. And I can promise you, bug bites aren't covered! Blue Cross is good, but it is also the MOST expensive carrier. Make contact with an independent agent who represents all the major insurance carriers to obtain the best plans and price quotes. If you're in Texas, please see: . And by the way - the less your deductible, the more you will pay on insurance. If you put pen to paper, you will find you actually save money by having individual insurance pick up LESS of your health care costs. The proof is in the numbers, see: . Good Luck. Sorry, but individual insurance, by it’s nature, takes into account that YOU are the risk factor, and not a pool of people. Therefore, ALL individual carriers, whether it’s Blue Cross or Unicare, has pages long lists of what is NOT covered by their plan. And I can promise you, bug bites aren’t covered!

Blue Cross is good, but it is also the MOST expensive carrier.

Make contact with an independent agent who represents all the major insurance carriers to obtain the best plans and price quotes. If you’re in Texas, please see: .

And by the way – the less your deductible, the more you will pay on insurance. If you put pen to paper, you will find you actually save money by having individual insurance pick up LESS of your health care costs. The proof is in the numbers, see: .

Good Luck.

]]> By: marie a http://besthealthinsuranceblog.org/ps/what-type-of-health-insurance-covers-everything-from-a-bug-bite-to-brain-surgery/comment-page-1#comment-15 marie a Sat, 22 Nov 2008 09:52:44 +0000 http://besthealthinsuranceblog.org/ps/8#comment-15 I graduated from medical and billing college recently, and it seems to me Blue Shield, Blue Cross covers more than any other insurance. But I don't think there's any insurance that doesn't require a preapproval of some procedures before you get you principal doctors referral first. Look up insurances and make sure are well informed for all that each plan offers before making a final decision. I graduated from medical and billing college recently, and it seems to me Blue Shield, Blue Cross covers more than any other insurance. But I don’t think there’s any insurance that doesn’t require a preapproval of some procedures before you get you principal doctors referral first. Look up insurances and make sure are well informed for all that each plan offers before making a final decision.

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