Best Health Insurance Blog » Law & Ethics http://besthealthinsuranceblog.org Health Insurance Answers Wed, 28 Apr 2010 05:45:12 +0000 en hourly 1 Do I have the right to choose another doctor if I am on a free insurance plan? http://besthealthinsuranceblog.org/ps/do-i-have-the-right-to-choose-another-doctor-if-i-am-on-a-free-insurance-plan http://besthealthinsuranceblog.org/ps/do-i-have-the-right-to-choose-another-doctor-if-i-am-on-a-free-insurance-plan#comments Mon, 17 Nov 2008 08:02:52 +0000 admin http://besthealthinsuranceblog.org/ps/49

the_napster21 asked:


I am 5 months pregnant and do not make much thus I get free insurance when it comes towards my medical expense regarding the baby. I do not trust the current doctor that watches over me and he seems incompetent and do not want him operating on me during surgery. Can I request another doctor under my insurance?

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]]> http://besthealthinsuranceblog.org/ps/do-i-have-the-right-to-choose-another-doctor-if-i-am-on-a-free-insurance-plan/feed 2 How can I get a medical deductible refunded from my doctor or insurance company? http://besthealthinsuranceblog.org/ps/how-can-i-get-a-medical-deductible-refunded-from-my-doctor-or-insurance-company http://besthealthinsuranceblog.org/ps/how-can-i-get-a-medical-deductible-refunded-from-my-doctor-or-insurance-company#comments Sat, 01 Nov 2008 02:26:16 +0000 admin http://besthealthinsuranceblog.org/ps/14

pucknyc asked:


Hi –
I paid a deductible to my doctor after an office visit. When my insurance company processed the claim, it turned out the doctor was in network, and I was only responsible for the co-payment. The doctor claims that the insurance company never took her off the network, while the insurance company claims she never sent the termination letter. I’m inclined to believe the insurance company b/c the Dr’s office has been bad about returning calls and resolving this situation while the insurance company has been trying to get them to return my money. Has anyone ever dealt with this situation? What are the steps I can take to get my money back? I paid with credit card and this money is legally owed me. The doctor’s office has been giving me the runaround for over a month.

Thanks.

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]]> http://besthealthinsuranceblog.org/ps/how-can-i-get-a-medical-deductible-refunded-from-my-doctor-or-insurance-company/feed 3 Can an insurance company contact my doctor and change my prescription without my approval? http://besthealthinsuranceblog.org/ps/can-an-insurance-company-contact-my-doctor-and-change-my-prescription-without-my-approval http://besthealthinsuranceblog.org/ps/can-an-insurance-company-contact-my-doctor-and-change-my-prescription-without-my-approval#comments Fri, 31 Oct 2008 04:15:24 +0000 admin http://besthealthinsuranceblog.org/ps/69

JRBaytown asked:


Medco Prescription Insurance Company has on two occasions contacted my doctors and had my medication changed without my approval. This is really starting to **** me off. Do they have the right?

For instance, I was taking Prevacid and it was doing a great job, but they contacted my doctor and asked that I be put on Nexium and he obviously agreed because I got a letter in the mail stating the change.

I don’t care if the medication is cheaper, and I don’t care if my doctor prescribed a certain medication because he is getting kickbacks from the pharmaceutical companies. My point is, I trust my doctor, he is the one with a doctorate and he prescribed my medication for a reason. They should have no right to contact my doctor without my approval and change a prescription.

Does anyone agree? And do I have any merit in my argument? Does anyone know the legalities of this? I’m probably being hard-headed, but I’m tired of insurance companies pushing me around.

Thanks!

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